We specialize in helping you with financial services such as insurance cover for liability, property, health, disability, etc and creating generational wealth. You can trust our process to invest the right insurance and investment that provides comprehensive coverage and wealth creation to you in the comfort of you home .
We are financial service provider, which means we will do the work for you. Our clients to speak to us directly, they tell us about their needs and we search the best plan that fits all their requirements.
The amazing part about choosing CCFD’s brokerage plan getting best value for your investment. Since we work with insurance companies, we have complete knowledge of their ongoing offers, even the offers that are just given to their special clients. We have information of different plans and their respective value and application, nothing is hidden from us. We; unlike the insurance companies will not hide anything from you; hence saving you from any catch or undisclosed information.
We make sure every aspect of your insurance is fully understood and gives complete coverage. We will also inform in detail the cases wherein your insurance will not work, which is hardly done by the banks and insurance companies. We have no intention of selling any particular insurance plan or company that is why our interest is fully vested in what suits our customers the best.
With CCFD, you will not regret just any insurance plan, whether you wish to understand a particular insurance from one brand or several plans and benefits offered by different companies, we explain everything explicitly. This helps us in creating a healthy relationship with our clients and gives you a chance to make the right investment for your life, property or business.
With so many insurance companies emerging overnight, it is important to choose the best in the business. Also trusting any new insurance company becomes both tempting and risky. CCFD does the research work for you by cutting the fraud ratio and giving you the protection and coverage you deserve from your insurance plan. We work with the best insurance companies in Canada. Therefore, we have the information about all their plans, even the ones that are not listed online. Hence choosing us over an insurance company or bank is always a smart decision.Request Now
In the contemporary times today, everything involves risk. You analyze any scenario, there will be some or the other risk involved. One has to have a certain sense of security when we talk about risks. Insurance comes to one’s rescue in such setups. Insurance is a type of compensation in the form of a policy, in which reimbursement is provided to an individual or an organization incase of any loss. The insurance companies come in picture when we talk about insurance. There is a legal agreement between two parties i.e the company (insurer) and the recipient of the insurance i.e the individual (insured). The agreement promises to help the individual recover the loss bore by him/her. The loss can be in the form of death, loss of property or any other damage. The contract, in the form of a policy, carries all the relevant information about the terms and conditions regarding how the insurance procedure will be carried out.
Today when we are surrounded by chronic diseases , it is only fair to have our share of security. Despite of the fact that one strives to keep fit by exercising, eating healthy and gets routine checkups done, it does not guarantee any prevention from the diseases which can turn out to be critical in the long run. There can be different reasons like genetics, age-factor or even communicable diseases in some cases can be a cause of serious ailments which can also prove to be fatal. Other than battling out the ailment alone, which could be emotionally draining for the individual as well as the family, the critical illness can also burn a huge hole in your pocket for the diagnosis and the treatment can be pretty expensive.
Critical Illness plan (CI) comes to the rescue here. It is a type of health insurance plan which promises to pay the lump sum amount to the insured at the time of any critical illness . It can help one in the treatment process as well as provide the cost of the medicines and recuperation cover. The recipient gets the full sum insured in a CI plan.
The CI plan can cover a multitude of ailments ranging from coronary diseases to strokes, cancer to kidney failure, paralysis etc. The chances of acquiring a critical illness are more if one has a family history, age factor etc. The treatment and other costs can be excruciatingly painful and can have a major impact on the family. The CI plan can start from 1 lakh and beyond.
One cannot claim the sum insured under the Critical Plan without having the ailment diagnosed. Specific tests are done to detect the ailment by a reliable and authentic source. The ailment if and when confirmed , gives the policy holder the right to claim the amount. It is to be noted that the CI plan does not give reimbursement for hospitalization charges.
Ever thought of putting money in a plan or account, which gives you benefits or monetary appreciation? Isn’t it a great idea to put something, which is not of use today but can help you generate income or help you rake in money later. The goal is to put some good or money with the objective of expanding wealth for future. If you are a Canadian resident and plan to choose the best investment plan that suits your profile then you must consider some of the plans explained below. It is quite natural that in the ever-baffling options today, choosing the best investment plan or the brokerage can be quite tedious. So here is a brief of the various investment plans that the government of Canada provides to its residents.
Registered Education Savings Plan (RESP)
Registered Retired Saving Plan
Somebody who can both contribute and is an account holder takes an individual RRSP.
Spouse Registered Retired Saving plan can be enjoyed by both the spouses. Out of the two individuals, the high-income earner spouse can be the contributor and Contribute in the Spousal RRSP. It gives even retirement income to both the partners and both enjoy the marginal rate benefits post their retirement.
If you have an organization or a company and you want to give the benefit to a set of employees, then you should go for Group RRSP. Payrolls fund the contribution for the same. The primary advantage for considering this plan is the fact that it aids tax saving immediately.
RRSP can be readily availed by anyone, the only parameters are that one has to be under 71 years of age , be a Canadian resident and be a tax payer.
Tax Free Saving Account
Insurance is the financial security that you buy for yourself to cover any kind of miss-happening that you may face in the world in your future. Insurance comes in several forms but essentially everything comes down to the same thing, which is getting paid for your losses. When you buy insurance your payments will go to an underwriter particularly an insurance company who will guarantee pay out to you or your nominee in case of personal or financial loss. There are several types of insurance plans to choose from and the pay out you will receive in case of a misfortune will depend upon the kind of insurance you choose and the cover it provides.
In simple words you buy your safety from an insurance plan. There are many things that we cannot control in our life. An accident, stolen car, laptop, burglary or a terminal illness at the time when you least expect it are to name a few. In all of the above scenarios insurance policies will help you in sharing your financial burden so that your family can lead a stress free life in case such misfortunes happen.
As the name suggests in this auto insurance provides cover for your car. A car and the person driving in it is always at the risk of meeting an unfortunate accident. You may be driving safe within the permitted speed, but still may meet an accident. Every territory and province in Canada has slight differences on what kind of car insurance is compulsory and optional. Having car insurance is a must in Canada. It helps you in sharing financial responsibilities in case of an accident. In Manitoba, British Columbia, Quebec, you need to have car insurance either through a private or a public Insurance Company. Now when you go to buy a car from a car company, they will also help you in choosing the right kind of insurance for you. But at the same time, it is easy to browse through public or private companies to get car insurance on your own. According to the condition of your car whether you are buying it second hand or new you can pick the extra cover as well as endorsements using a private insurance company. Through a private insurance company you can compare various insurance quotes and can pick the one with the lowest rates to get maximum buck for your car insurance.
Home Insurance protects your house against calamities and natural destructions. A lot of people live in areas that are prone to tornadoes or even tsunamis, these people should make sure that their house is insured against all odds so if anything bad happens; they can get money back for their house. Even if you are not living in a calamity prone area you need to get house insurance because it is a protection, security that you buy for your loved ones so that they can always have a roof over their head. Home insurance is not regulated federally or provincially. You can only use private insurance to buy the best quote for home. You can choose it on an online website by comparing different insurance policies. Home Insurance will not only protect your house against destruction, but will also protect it against any theft or fire.
Life Insurance is one of the best investments of your life. It is very important to buy life insurance to keep mental security in case of crisis. We live our life on the edge and are never sure what future has in store for us therefore it makes absolute sense to buy insurance that will cover your life against all odds. Life insurance policies provide different kinds of covers that will protect you against sickness, terminal illness or death. You can even choose insurance plans that you can convert into guaranteed funds. There are several different plans of insurance that you can choose from. CCFD can help you in choosing the right insurance plan that will protect you and your family in case of crisis.
You can very easily buy insurance policies online in Canada. You can choose the best quote from the comfort of your home, and also compare different quotes with a click of a mouse. Life Insurance policy gives you the security of buying it online; at the same time it saves time and money. In case you are not clear on anything you can always call the customer care to brief you about the product and clear your doubts before you go ahead and complete the formalities of buying an insurance plan online.
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